Sending money to Jordan doesn’t have to drain your wallet. Whether supporting family, paying for education, or handling business transactions, finding the cheapest way to send money to Jordan requires understanding hidden fees, exchange rates, and transfer methods. This guide reveals cost-effective strategies to maximize your transfer value.
## Why Traditional Methods Are Expensive
Banks and legacy services often add layered costs:
– **High transfer fees**: Up to $50 per transaction
– **Poor exchange rates**: 3-7% markup over mid-market rates
– **Intermediary bank charges**: $15-$30 deducted en route
– **Receiving fees**: Local Jordanian banks may deduct additional charges
Online specialists typically offer rates 3x-8x cheaper by eliminating overhead and optimizing currency routes.
## 5 Cheapest Methods to Send Money to Jordan
1. **Online Money Transfer Services**
Providers like Wise, WorldRemit, and Remitly offer:
– Fees as low as $0.99 for small transfers
– Mid-market exchange rates (saving 3-6% vs banks)
– Mobile tracking and instant notifications
2. **Specialized Remittance Apps**
Apps such as Xe and CurrencyFair feature:
– No-fee options for first-time users
– Rate alerts for optimal timing
– Direct deposits to Jordanian Dinars (JOD) accounts
3. **Digital Wallets & Mobile Payments**
Solutions like PayPal (via partner banks) and local apps:
– Low fixed fees under $5
– Instant transfers between verified accounts
– Requires recipient to have compatible wallet access
4. **Prepaid Debit Card Transfers**
Services like Paysend:
– $2 flat fee for card-to-card transfers
– Delivery in minutes to major Jordanian banks
– No recipient account needed (card details only)
5. **Cryptocurrency Transfers**
For tech-savvy users:
– Near-zero blockchain fees (under $1)
– Convert to JOD via local exchanges like BitOasis
– Requires recipient’s crypto wallet setup
## Key Factors Affecting Total Cost
– **Transfer Amount**: Fees often decrease percentage-wise for larger sums
– **Payment Method**: Bank/debit transfers cheaper than credit cards
– **Delivery Speed**: Express options (under 1 hour) cost 25-50% more
– **Exchange Rate Margins**: Always compare against Google’s mid-market rate
## Step-by-Step: How to Send Money Cheaply to Jordan
1. **Compare real costs** using aggregators like Monito or SendMoney
2. **Create an account** with your chosen provider
3. **Select ‘Bank Deposit’** (cheaper than cash pickup)
4. **Pay via debit card** or local bank transfer
5. **Track transfer** via SMS/email notifications
## FAQ: Sending Money to Jordan
**Q: What’s the absolute cheapest service for small transfers?**
A: Wise typically offers the lowest fees for transfers under $500, with costs starting at $0.99.
**Q: How long do transfers to Jordan take?**
A: Digital services deliver in minutes to 24 hours. Bank transfers take 1-3 business days.
**Q: Are there hidden fees?**
A: Always check for:
– Receiving bank charges (ask recipient to confirm)
– Weekend/currency fluctuation fees
– Payment method surcharges
**Q: Is it safe to use online money transfers?**
A: Reputable providers use bank-level encryption and are regulated by bodies like FCA (UK) and FinCEN (US).
**Q: Can I send money to Jordanian mobile wallets?**
A: Yes! Services like WorldRemit support direct deposits to Orange Money and Zain Cash wallets.
## Pro Tips to Save More
– **Time your transfer**: Exchange rates fluctuate – send when USD is strong
– **Bundle transfers**: Combine multiple sends to reduce per-transaction fees
– **Use referral programs**: Get fee-free transfers for inviting friends
– **Avoid weekends**: Banks add 0.5-1% premium for Friday-Sunday transfers
By choosing digital specialists over banks, you can save up to 85% on transfer costs. Always verify recipient details and monitor exchange rates to ensure you’ve found the cheapest way to send money to Jordan for your specific needs.
